How to Create Merchant ID in Paytm

Author: Sam | Guide: Paytm |

In today's fast-paced digital world, seamless payment solutions have become a crucial aspect of any business. Paytm, India's leading digital payments platform, has revolutionized the way we transact, offering convenience, security, and efficiency. To leverage the vast potential of Paytm as a merchant, one must first create a Merchant ID. In this blog post, we'll guide you through the simple and straightforward process of creating a Merchant ID in Paytm, empowering you to unlock a world of digital payment possibilities. Let's get started!

Create Merchant ID in Paytm: 5 Steps

Step 1- Launch Paytm app - Open the Paytm app on your smartphone to begin the process.

Image Titled Create Merchant ID in Paytm Step 1

Step 2- Tab on profile icon. - Locate and tap on the profile icon, usually located in the top-right corner of the app's interface.

Image Titled Create Merchant ID in Paytm Step 2

Step 3- Select " Become a Merchant" - In the profile settings menu, scroll down and find the option labeled "Become a Merchant." Tap on it to proceed.

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Step 4- Tab on Get your all-in-one QR Code - Once you've selected the "Become a Merchant" option, you'll be presented with various merchant features. Look for the option that says "Get your all-in-one QR Code" and tap on it.

Image Titled Create Merchant ID in Paytm Step 4

Step 5- Enter required details, Select your bank account and Proceed. - Fill in the necessary information, including your business name, category, and contact details. Ensure accuracy while providing this information.

  • Select your bank account from the list of available options. Make sure you choose the correct account associated with your business.
  • After verifying the entered details, tap on the "Proceed" button to continue with the creation of your Merchant ID.
Image Titled Create Merchant ID in Paytm Step 5

Creating a Merchant ID in Paytm is a straightforward process that empowers you to tap into the vast ecosystem of digital payments. By following these simple steps and keeping the provided tips in mind, you'll be well on your way to experiencing the benefits of seamless and efficient payment solutions. Start accepting Paytm payments and provide your customers with a convenient and secure payment experience.


  • Ensure Accurate Information: Double-check all the details you provide during the registration process. Accuracy is essential for a smooth onboarding experience.
  • Choose the Right Business Category: Selecting the appropriate business category helps Paytm understand your business better, which can lead to improved merchant services and targeted offerings.
  • Familiarize Yourself with Paytm Merchant Services: Take the time to explore the various merchant services and features available on the Paytm platform. This will enable you to utilize the platform to its fullest potential and optimize your business transactions.


What documents are required to create a Merchant ID in Paytm?

To create a Merchant ID in Paytm, you typically need to provide documents such as your PAN card, Aadhaar card, and bank account details. Paytm may have specific document requirements, so it's advisable to check their official website or contact their support for the most up-to-date information.

Can I use my personal bank account for business transactions in Paytm?

Yes, you can use your personal bank account for business transactions in Paytm. However, it's recommended to have a separate bank account for your business to maintain clear financial records and simplify accounting processes.

How long does it take to get my Merchant ID approved?

The approval time for a Merchant ID in Paytm can vary. Generally, the verification process takes a few days, but it depends on the completeness and accuracy of the information you provide during the registration process. Paytm will notify you once your Merchant ID is approved.

Is there any fee associated with creating a Merchant ID in Paytm?

Paytm does not charge any fee for creating a Merchant ID. However, certain features and services may have associated charges. It's advisable to review Paytm's merchant pricing and policies to understand any applicable fees for specific services.

Can I accept payments from international customers with Paytm?

Paytm primarily caters to domestic transactions within India. Therefore, as of my knowledge cutoff in September 2021, international payments are not supported on the Paytm platform. It's recommended to check Paytm's official website or contact their support for the most up-to-date information on international transactions.

What additional features and benefits can I access as a Paytm merchant?

As a Paytm merchant, you can access various features and benefits, such as accepting payments through multiple modes, generating transaction reports, accessing business analytics, running promotional campaigns, and integrating with other business tools. Paytm continually introduces new features and services, so it's worthwhile to explore their merchant portal for the latest offerings.

How can I customize my all-in-one QR Code for my business branding?

Paytm offers customization options for the all-in-one QR Code to align with your business branding. Once you have created your Merchant ID, you can log in to the merchant portal and explore the available customization features. These options usually include adding your business logo or background image to the QR Code to enhance your brand's visibility and recognition.

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