How to Check Paytm Bank & Wallet Balance

Author: Iqbal | Guide: Paytm |

If you’ve got money in your Paytm account, you may have wondered how to check the balance. The good news is that you can check your Paytm balance whenever you want, either online or in the app. You can even check your Paytm balance as well as your Paytm gold balance while you’re out and about if you want to keep an eye on your account.

You can check your balance in Paytm in a variety of ways. The easiest method is to visit the Paytm app or website and click the “Check Balance” button. You can also use the “Pay or Transfer Money” option in the app or website to check your Paytm balance. You can also text “balance” to 44888 to find out your Paytm balance.

how to check Paytm bank account balance

3 Easy Steps to Check Balance in Paytm

Step 1- Open Paytm: The primary step to the process would be opening the Paytm app. The app can be opened on any device, be it Android or iPhone. You just need to download the app on your device from either the Play Store or App Store depending on the device that you have.

 image titled Check Balance in Paytm step 1

Step 2-Tap on 'Balance and History': The next step will require you o click on 'Balance and History'.

  • On opening the app, the home page will open.
  • In the home page, scroll down a bit to find various options such as 'Balance and History' as shown below.
  • Click on 'Balance and history'
 image titled Check Balance in Paytm step 2

Step 3-Tap on 'Check Balance': Welcome to the last step of the process. You will reach a page where you will find all the bank accounts linked to your Paytm and in front of them an option that says 'Check Balance'. The 'Check Balance' option is your door to finding out the balance. Just click on 'Check Balance'.

 image titled Check Balance in Paytm step 3

Is it important to do Paytm KYC?

Doing your Paytm KYC is important, but it’s not compulsory. If you don’t do it, you will be able to use your Paytm account like a regular bank account, but you will not be able to use advanced Paytm services such as Paytm Payments Bank.

On the other hand, if you do your Paytm KYC, you will be able to take advantage of the many benefits that come with being a Paytm user, such as getting zero liability protection for your transactions, and more.

You can also refer your friends and family to get money in their Paytm accounts instantly, and save money on their mobile wallet bills too.

What is Paytm gold balance?

Paytm Gold is a premium offering from Paytm that provides exclusive benefits and privileges on shopping, recharge, and bill payments.

One of the key features of Paytm Gold is the Paytm Gold balance, which is a digital balance that can be used for all Paytm Gold services.

The Paytm Gold balance can be used to redeem products, get cashback and other rewards, and much more.

Is it possible to transfer Paytm Wallet Money to Paytm Bank?

Yes, it is possible to transfer Paytm Wallet Money to Paytm Bank.

Is there a limit on the amount of money I can keep in my Paytm wallet?
Yes, there is a limit on the amount of money you can keep in your Paytm wallet. As per the RBI guidelines, the maximum amount that can be loaded in a Paytm wallet is Rs. 1,00,000.

How can I check my Paytm wallet balance?
To check your Paytm wallet balance, you need to open the Paytm app or website, log in to your account, and select the "Passbook" option. Your wallet balance will be displayed on the screen.

Can I transfer money from my Paytm wallet to my bank account?
Yes, you can transfer money from your Paytm wallet to your bank account. To do so, you need to open the Paytm app, select the "Bank" tab, and then tap on the "Transfer" option. Follow the on-screen instructions to complete the transfer.

What is the minimum balance required to maintain a Paytm account?
There is no minimum balance requirement to maintain a Paytm account. You can keep your account balance at zero and use it only when you need to make a transaction.

Is it safe to use Paytm for transactions?
Yes, it is safe to use Paytm for transactions. Paytm uses the latest encryption technology to protect your transactions and personal information.

Can I use Paytm without a smartphone?
No, you cannot use Paytm without a smartphone. Paytm is a mobile app-based service that can only be accessed through a smartphone.

How long does it take to transfer money from Paytm wallet to bank account?
It usually takes 24 hours for the money to be credited to your bank account from your Paytm wallet. However, in some cases, it may take up to 48 hours.

Can I check my Paytm transaction history?
Yes, you can check your Paytm transaction history by opening the Paytm app or website, logging in to your account, and selecting the "Passbook" option. Your transaction history will be displayed on the screen.

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