Gone are the days when people used to carry a heavy amount of cash everywhere they went. It is a digital era. What is not digital? Even your wallet is. However, the only safety concern is your UPI pin. You can easily secure it, or change the UPI pin in Paytm to ensure better safety. Your UPI pin is a 4 or 6-digit number that makes your transactions even more secure.
Change the pin under the profile tab: 7 Steps
Step 1: Open the Paytm app
The very first thing that you need to do is open the Paytm app on your device.
However, if you don't have the app, you can download it from the App store and create a profile.
Step 2: Go to your profile: Once you open the app, the home screen will appear in front of you. Click on your profile at the top left corner of your screen. It is an icon with three lines.
Step 3: Tap on 'UPI & payment settings': After that, on the next screen, click on "UPI and Payment settings" to proceed further in the process.
Step 4: Tap on the "change pin" option: Your linked bank account will appear on the screen.
Under your bank account, you will find the "Change Pin" option.
Click on that option to move to the next step.
Step 5: Click on proceed: Once you click on the change pin option, the app will ask you for confirmation. After that, click on "Proceed" to confirm that you want to change the pin.
Step 6: Enter new UPI pin: In the next step, you can actually change your UPI pin. Henceforth, enter the new six-digit UPI Pin that you want to change.
Step 7: Confirm UPI pin: Once you have entered the pin, they will ask you for confirmation. Re-enter the pin to confirm.
Change the UPI Pin in Paytm directly by searching
Step 1: Open the Paytm app: You can change your pin in multiple ways. For the other way, open the Paytm app again.
Step 2: Search for payment settings: On the home screen, you will have a search option at the top right corner.
Click on the "search" icon and type payment settings in the search box.
Step 3: Select the 'payment settings' option: The Payment settings page will appear on your screen. Now, under the "settings" section, you will find the "Payment settings" option. Click on it to proceed further.
Step 4: Select 'change pin': Your linked bank account will appear on your screen. However, you can find the Remove account, change pin, and Check Balance options on the screen. Click on "Change Pin" to proceed further.
Step 5:'Click on Proceed' Once you are done, tap on the "proceed" option at the bottom to continue with the process.
Step 6: Enter the New Pin: On the next page, you will see an option to enter your new pin. Under the "Enter 6-Digit New UPI Pin", enter your new UPI pin.
Step 6: Re- enter the New Pin - Re-enter the pin to confirm the new pin. Your UPI pin is now changed.
Creating or changing your UPI pin in Paytm is quite easy. It takes just a few minutes to achieve the results. Your UPI Pin will be changed if you follow the steps mentioned above. However, never share your Paytm UPI ID with anyone. It is one of the most confidential information one can have when it comes to bank details.
Make sure you choose a strong UPI PIN that is not easy to guess.
Do not share your UPI PIN with anyone.
Make sure you enter the correct OTP within the given time limit.
Do not share the OTP with anyone.
Can I make payments in Paytm without a UPI pin?
It is not possible to make payments via the Paytm app without using the UPI pin. However, in order to confirm the UPI payment, you need to enter the pin for safety. It is one of the mandatory methods that you have to follow. Besides that, you can also book flight tickets using the Paytm app.
How to change the UPI Pin in Paytm without going to the ATM?
Open the Paytm app on your smartphone.
Click on your profile icon at the top left corner of the home screen.
After that, tap on the "Profile settings" option.
Go to the "Security and Privacy" section.
Click on the "Change UPI Pin" option to change the pin.
Why am I not able to change my UPI Pin on Paytm?
There can be several reasons why you aren't able to change the UPI pin on Paytm. However, one of the major possibilities would be you entering the wrong UPI pin more than once.
If you enter the wrong UPI pin three times, you wouldn't be able to access the app for the next 24 hours. Moreover, neither will you be able to send or receive money.
Will my UPI Pin be the same for all Payment Apps?
Your UPI only works when your payment app is linked to your bank account. Therefore, if all your payment apps are linked with the same bank account, your pin will be the same for all of them. You won't need a different pin for different payment apps.
How can I check my bank account balance using Paytm App?
You will find your linked bank account on the next screen. Click on the "Check Balance" option.
After that, enter your UPI Pin on the next screen. Your balance will be displayed on the screen.
Can I use Paytm without linking it to Bank?
In order to make payments via the Paytm app, you need to make sure that the app is linked to your bank account. Moreover, also keep in mind that your Paytm number is registered with your bank too. After that, you can easily make payments via the Paytm app.
If you haven't linked your Paytm account with your bank account, you can only use your Paytm wallet for payments. However, that in itself is not possible because without a bank account how will you add money to your wallet? Therefore, it is better if you link your Paytm account to your bank account.