How to Create Phonepe Account

Author: Iqbal | Guide: Phonepe |

Create your PhonePe account now. It’s totally free and takes only a few minutes. You can choose to have your friends and family text words to a specific number, or you can choose to create a new phone number and provide your own phone number. Either way, you’ll need to provide your phone number to continue.

  • Once you’ve created your account, you’ll be able to use PhonePe to send money to friends and family or accept payments from them.
  • You can also use PhonePe to pay any bill that accepts payments, such as your electricity or your phone bill.
  • You can also use PhonePe as a virtual wallet, so you can store money in your PhonePe account and use it to make payments on your PhonePe bill or to send money to friends and family.
  • To get started, click on the “Create Account” button on the home page.

How to Create Phonepe Account (Video)

5 Easy Steps to Create Your Phonepe Account

Step 1: Open Phonepe application: To start with the process, you have to open the phonePe application.

  • If you have the app, then perfect. Just look for the icon as shown below to open the application.
  • In case you don't, then Install Phonepe App in Mobile.
  • After installing, click on the icon as shown below to open it,

Step 2: Enter your mobile number: Your Phonepe account is linked to a mobile number, hence provide it.

  • The first step towards opening your account is to enter your mobile number.
  • You will find a box as shown below.
  • Fill in your mobile number.
  • By default the number starts with +91, you can change it if you have an international number.

Step 3: Click on proceed: Let's proceed further in the process.

  • Once, you fill on your mobile number, scroll down.
  • Scroll till you find "Proceed button"
  • On finding "Proceed" button, tap on it.

Step 4: Enter OTP you received on your number: To verify the number belongs to you, PhonePe will send an OTP to your number.

  • Once you proceed with filling in your mobile number, PhonePe will send an OTP to the same number.
  • You will receive the OTP through a text message within a minute.
  • As you receive it, fill the 4 digit OTP in the box as shown below.
  • The OTP strictly belongs to you, don't share it with anyone.

Step 5: Your Phonepe account is created: That's it. Your account is successfully created.

  • Once you fill in the OTP, PhonePe automatically syncs the bank account that is synced with the mobile number.
  • You need not fill in more bank account details to create an account.
  • PhonePe is a digital wallet and payments platform that allows users to make and receive payments using their smartphones.
  • Users can transfer money between their PhonePe account and other bank accounts, make instant mobile purchases using pre-approved credit and debit cards, and shop online using a range of virtual and physical cards.
  • Users can download the app and use the service for free.
  • The company also provides merchant solutions that enable merchants to accept payments through the PhonePe platform, which in turn will generate revenue for the merchants.


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